Free
Try Clover and build a lighter overview.
Great for getting started, importing a smaller set of statements, and seeing the value of Clover before you upgrade.
- Manual transaction trackingManual transaction tracking
Free keeps the core manual workflow open. Pro keeps the same manual tools and adds more room for heavier use.
Free- Add and edit transactions by hand
- Use manual tracking for cleanup and one-off entries
Pro- Keep the same manual entry flow
- Pair it with higher limits and broader analysis
- Receipt scanningReceipt scanning
Receipt capture stays available across both plans so paper slips and small purchases can stay attached to the story.
Free- Scan and upload receipts
- Attach receipts to support manual or imported activity
Pro- Keep receipt scanning turned on
- Use it with higher monthly upload room
- 5 accounts in addition to CashNon-cash accounts
Free covers the essentials; Pro gives you more accounts so the whole picture stays connected.
Free- 5 non-cash accounts
- Add bank, wallet, card, and investment accounts
Pro- 20 non-cash accounts
- Model more of your day-to-day and long-term money in one workspace
- 10 monthly uploads total, including statements and receiptsMonthly uploads
Uploads stay light on Free and expand significantly on Pro for larger statement and receipt workflows.
Free- 10 monthly uploads total
- Includes statements and receipts
Pro- 100 monthly uploads total
- More room for heavier importing and ongoing reconciliation
- 1,000 transaction rows totalTransaction rows
Free is enough for a smaller history. Pro removes the row ceiling so Clover can keep more of the full story.
Free- 1,000 transaction rows total
- Enough for a lighter operating history and review workflow
Pro- Unlimited transaction rows
- Keep the full timeline without trimming older activity
- Basic investment trackingInvestment tracking
Free covers a basic holdings view. Pro adds a fuller portfolio lens with market tracking and richer analysis.
Free- Add an investment and create investment accounts
- View Accounts shortcut
- Search, subtype filter, sort, and reset filters
- Portfolio summary cards
- Portfolio mix by subtype
- Inline edit for holdings
- Per-holding current value, purchase value/principal, gain/loss, and return %
Pro- Full Market Tracker
- Multi-market support, especially PH + US + Crypto in one place
- Currency conversion toggle
- Benchmark comparison
- Full date-range history
- Live intraday / richer charting
- Unlimited saved tickers or watchlist-style tracking
- Advanced portfolio analytics later, like performance over time, XIRR, allocation trends, and alerts
- Basic reports and Adviser guidance
- Basic goal trackingGoals and recommendations
Free gives you a simple goal lane and basic progress. Pro adds a fuller coaching layer, richer history, and more actions.
Free- Pick one active goal lane
- Set a simple monthly peso target
- Track basic progress against that target
- See a simple progress ring / bar
- Get plain-language encouragement
- Use the onboarding goal as the default
- See a basic checklist of next steps
- See a limited history of goal changes
- Let the goal show up in Adviser and Reports in a basic way
- One strong snapshot
- One cashflow view
- One spending view
- Basic Adviser guidance
- Light investment summary
Pro- Set percent-of-salary goals
- Set annual targets, not just monthly
- Add a purpose, like car, phone, house, or emergency fund
- Use investment-aware goals like invest x pesos or invest x% of salary
- See portfolio value, gain/loss, and monthly investing flow inside Goals
- Get milestone roadmaps and progress bands
- See what changed since last week and trend-based coaching
- Get richer goal history and comparison views
- Get more advanced advice tied to spending, savings, and recurring costs
- Get the more visual / celebratory states when on track
- Full insight story
- Deeper patterns
- Richer investment analysis
- More actions and comparisons